FAQ's Questions Answered On Business Loans
General Questions on Getting a Business Loan
We are a family business located in Norah Head working from our home helping locals to accomplish their finance needs.
We assess your needs, objectives, finances and borrowing power to determine serviceability. We find you the lowest rate in the market liaise with lenders and get you approved fast and hassle free.
We do have a set fee which will be included in the amount you borrow. Please contact us for further information.
No, we will not which means we do not scratch or affect your credit score.
No, there are myriad of factors that would determine if you would need a deposit, in most cases, a deposit is not required. However, sometimes it may be required depending on your individual circumstances.
No, you can apply for a loan regardless of being asset backed. Please contact us to discuss your unique situation further.
Fees vary from one lender to another. Some lenders have monthly account keeping fees and establishment fees, while others do not have any. Please call us to discuss your unique situation so we can tailor the best option for you.
We submit your application to one of our lenders and we will take care of the process by liaising with the credit managers, we walk you through the settlement process and we make sure that the process is stress and hassle free.
In most cases we get you approved instantly, otherwise the process has a 24 hr turn around.
Yes, please contact us to discuss your unique and current situation.
Yes, we will look at your credit file and can help you reach your financial goals and get you approved by lenders that consider applicants with defaults.
We are a family business, we operate from home which means we do not need to charge you with fees that are no reasonable, therefore, you are saving money.
Yes, of course. Please give us a call so we can discuss your unique situation.
Commercial Loans Finance Questions
Yes, you may be eligible, please give us a call to discuss your unique needs.
We do offer variety of asset finance, including but not limited to, light commercial vehicles, rigid trucks, prime movers, trailers, buses, forklifts, earthmoving equipments, agricultural equipments, construction equipment, industrial printers, solar equipment, computer equipment, gym equipment, and food manufacturing equipment. Please give us a call to discuss your unique situation.
We work with Myriads of commercial lenders to name a few, Pepper Money, Grow Finance, Angle Finance.
Commercial finance can be done as low doc which means you will not need to provide bank statement or financials.
